Loan Services

OUR LOAN SERVICES

Flexible Loans. Fast Approvals.
Financial Freedom.

Bancfin Services connects customers with suitable
loan options from top banks and NBFCs.

PERSONAL LOANS

Unsecured loans designed to meet your individual financial needs — from weddings and travel to emergencies or lifestyle expenses. Quick, easy, and hassle-free.

Subservices:

  • Personal Loan (General Use)
  • Wedding Loan
  • Medical Emergency Loan
  • Travel Loan
  • Debt Consolidation Loan
  • Consumer Durable Loan
Key Features:
  • ✅ No collateral required
  • ⚡ Fast approval & instant disbursal
  • 💳 Flexible repayment options
  • 📄 Minimal documentation
  • 💰 Competitive interest rates
  • 🌐 Available for salaried & self-employed individuals
EDUCATION LOANS

Unsecured loans designed to meet your individual financial needs — from weddings and travel to emergencies or lifestyle expenses. Quick, easy, and hassle-free.

Subservices:

  • Domestic Education Loan
  • Overseas Education Loan
  • Skill Development Loan
  • Loan for Vocational Courses
Key Features:
  • ✅ No collateral required
  • ⚡ Fast approval & instant disbursal
  • 💳 Flexible repayment options
  • 📄 Minimal documentation
  • 💰 Competitive interest rates
  • 🌐 Available for salaried & self-employed individuals
HOME LOANS
Flexible and affordable home financing options to help you buy, build, or renovate your dream home — with easy repayment and attractive interest rates.

Subservices:

  • Home Purchase Loan
  • Home Construction Loan
  • Home Improvement / Renovation Loan
  • Plot Purchase Loan
  • Home Extension Loan
  • Balance Transfer Home Loan
  • NRI Home Loan

Key Features:

  • 🏡 Attractive interest rates
  • ⏱️ Long repayment tenure (up to 30 years)
  • 🔄 Balance transfer facility for lower EMIs
  • 💼 Loans for salaried & self-employed customers
  • 💰 Competitive interest rates
  • 📄 Quick processing with minimal documentation 
  • 🌐 Available for residential and NRI buyers
VEHICLE LOANS
Affordable and flexible finance options for purchasing new or used vehicles — whether it’s a car, bike, or commercial vehicle. Drive your dream with ease.

Subservices:

  • Car Loan (New/Used)
  • Two-Wheeler Loan
  • Commercial Vehicle Loan
  • Electric Vehicle (EV) Loan

Key Features:

  • 🚘 Low interest rates & flexible EMIs
  • ⚡ Quick approval & fast disbursal
  • 📄 Simple documentation process
  • 💼 Financing for individuals & businesses
  • ♻️ Refinance options for existing vehicles
  • 🌱 Special schemes for electric vehicles
BUSINESS LOANS
Empowering entrepreneurs, startups, and MSMEs with customized financial support for business growth, expansion, and working capital needs.

Subservices:

  • Working Capital Loan
  • Term Loan (Short / Long Term)
  • Machinery / Equipment Loan
  • Business Expansion Loan
  • MSME Loan (CGTMSE, PMEGP, etc.)
  • Invoice Financing / Bill Discounting
  • Overdraft / Cash Credit Facility

Key Features:

  • 💰 Flexible loan amounts & repayment options
  • ⚡ Quick approval & disbursal
  • 🧾 Collateral-free options available
  • 📊 Designed for SMEs, startups & professionals
  • 🔁 Overdraft & cash credit facilities
  • 🏢 Boosts business expansion & cash flow
OD / CC Facilities

Flexible short-term funding solutions to manage working capital, daily operations, and cash flow needs. 

Subservices:

  • Overdraft (OD) Facility
  • Cash Credit (CC) Limit

Key Features:

  • Withdraw more than account balance 
  • Interest charged only on utilized amount (OD)
  • Higher limits for business operations (CC)
  • Ideal for MSMEs, traders & businesses
  • Flexible repayment options
  • Quick processing through top banks & NBFCs
Credit Cards
Hassle-free assistance to get the right credit card that matches your lifestyle and spending habits.

Subservices:

  • Cashback Credit Cards
  • Rewards Credit Cards
  • Travel Credit Cards
  • Fuel Credit Cards
  • Premium/Lifestyle Cards

Key Features:

  • Fast approval support
  • Low joining/annual charges options
  • Best offers & reward programs guidance
  • Cards from leading Indian banks
  • Benefits like cashback, travel perks, fuel savings & more
PRIVATE FUNDING
Fast and flexible finance from private investors, NBFCs, and HNIs for urgent business needs, working capital, expansion, or emergency requirements — ideal when bank loans take time or get delayed.

Subservices:

  • Private Business Loan
  • Working Capital Funding
  • Short-Term Corporate Funding
  • Unsecured Private Finance
  • HNI & Investor-Based Funding

Key Features:

  • Quick approval with minimal documentation & repayment options
  • Flexible eligibility compared to banks
  • Suitable for urgent and high-value requirements
  • Higher approval chances
  • Can be structured as secured or unsecured
  • Best for businesses facing delays in bank loan processing

BRIDGE LOAN

A short-term loan that provides immediate funds to “bridge” the gap until long-term financing is arranged. Ideal for business continuity, project completion, or temporary cash flow gaps. 

Subservices:

  • Short-Term Business Bridge Loan
  • Project Completion Funding
  • Invoice / Receivable Bridge Funding
  • Property-Based Bridge Loan
  • Emergency Cash Flow Bridge Funding

Key Features:

  • Instant access to short-term capital
  • Helps manage temporary financial gaps
  • Useful until permanent funding is sanctioned
  • Ideal for ongoing projects & urgent requirements
  • Flexible repayment duration
  • Available for businesses & property owners
01
PLANNING

Financial Planning

02
BUSINESS

Investment Management

03
PROPERTY

Estate Planning

04
TAX

Tax Planning & Preparation

05
LIFE

Insurance Planning

06
MANAGE

Debt Management

Get In Touch With Us

Get In Touch With Us